Jan dhan account, the crown jewel of current administration... Is certainly not what it is shown up as.
My experience with it goes below:
Cash deposit can be done at home branch only
Cash deposit can be done at home branch only
Any change in any of communication details(phone no. In this case) needs address proof (preferably aadhaar xerox)
Getting statement in passbook needs cross checks from teller, then passbook printing person.
Safety feature of transaction limit per year is 50,000 rupees. This will come to haunt you, if you place any spare cash here.
Person who prints passbook eats pretty heavy breakfast between 10:00 to 11:00. (Happened on 21 & 22 Aug 2017) you gotta wait. Welcome to India's most trusted bank.
One function is handled by only one person, others will be busy with mobile phone (2 guys busy with forwarding WhatsApp messages about ... Of all people Melanie Trump, other with tinder...) But won't chip in.
HDFC Bank, Ramamurthy nagara branch, Bengaluru.
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